Terms of Use

1. About this site

Paul Dunn Lending Team is a consumer-facing marketing brand of Paul Dunn, a mortgage loan originator with NEXA Lending. It is not a separate lender or legal entity. Mortgage services are provided through NEXA Lending's licensed entity, as applicable, in states where licensed (currently presented as Arizona and Florida). NEXA Lending company NMLS ID 1660690; Paul Dunn NMLS ID 174659. See Licensing & Disclosures.

The site is informational and intended for adults in the United States.

2. Using the site

You may use this site for personal, non-commercial purposes. Please provide accurate information, don't submit someone else's details without permission, and don't attempt to disrupt, scrape, overload or gain unauthorized access to the site or its systems. Please don't enter sensitive financial information here.

We aim to keep the site available but don't guarantee it will always be uninterrupted or error-free, and we may change content at any time.

3. No personalized advice or guarantee

Content is general education, not legal, tax or financial advice. Examples and illustrations are not predictions or guarantees of results. Consider speaking with appropriate professionals about your situation.

4. No loan offer, approval or commitment

• The purchase and refinance questions are informational. They are not a credit application, preapproval or eligibility decision.
• Rates, terms, fees and programs change and depend on lender guidelines, underwriting, credit, income, assets and property approval.
• You have no obligation to apply. A formal application begins only if you choose to use the secure Bevri application.

5. Technology and timing

Automated tools may help with applications and early findings, but automated findings are not final approval. No specific timeline is guaranteed.

6. Cash Flow Mortgage Method

The Cash Flow Mortgage Method^℠ is Paul's educational approach to evaluating third-party mortgage products, such as first-lien HELOCs with linked checking. It is not a proprietary loan program or a guaranteed savings plan. These products can involve variable rates, fees and revolving credit risk, and may not suit everyone.

7. Third-party websites and tools

This site links to or embeds services run by others, each with its own terms and privacy practices, including Bevri (applications), Calendly (scheduling), and CMG's All In One Loan simulator. Real estate services from Darci Dunn, including MyTucsonMatch and DarciDunn.com, are separate from Paul's mortgage services. We aren't responsible for third-party content or practices.

8. Content ownership

Original site text, design and photos of Paul are owned by or used with permission of Paul Dunn Lending Team. Third-party names, logos, tools and materials — including NEXA Lending, CMG, the All In One Loan, Bevri and Calendly — belong to their respective owners.

9. Privacy and communications

Our Privacy Policy explains how website information is handled. If you submit your contact details, Paul may respond to your specific inquiry by email, phone or other reasonable channels. Leaving the optional text-message box unchecked means you have not agreed to marketing texts; checking it is never required for service.

10. Your rights

Using this site does not waive any rights you have under applicable law.

11. Changes and contact

We may update these terms and will revise the date above. Questions: pdunn@nexalending.com or (520) 404-7214 (please don't send Social Security numbers or financial documents by email).